Webinar Recap: Is Your Policy Up to PAR? (Video)

Here’s a quick pop quiz for you: on average, how much time do you spend maintaining your car each year? How about your home? The answer may vary from one person to the next, but we’re willing to bet that it’s more than a few hours. In fact, you may spend days or even weeks of time taking care of these assets — and that’s more than understandable. After all, our cars and homes are significant investments that are essential to our everyday lives.

Breaking Down Your Employee Benefits

When you think about your job and its impact on your life, what’s the first thing that comes to mind? I’m willing to bet it’s your income — but you may have a great benefits package, as well! In this day and age, employers are focused on attracting and retaining top talent; and they often accomplish that goal by offering benefits packages, in addition to competitive income. It’s important to make sure you fully understand the benefits available to you so you aren’t missing out on opportunities to enhance your personal and professional wellness. Here are a few considerations to keep in mind.

Is Your Policy Up to PAR

This article was co-authored by Eric Donner, senior financial advisor at Hewins Financial Advisors. Imagine you own a collection of valuable, classic cars worth hundreds of thousands of dollars (well, imagine it if you don’t already own one!). Will you take precaution and implement protections to ensure the cars aren’t affected by the elements? Will you inspect the cars regularly — perhaps even drive them — to make sure they are in top condition?

Maxed Out Your Retirement Accounts? Here’s an Alternative

When planning for retirement, the majority of people place a primary focus on determining whether their accumulated resources will allow them to replace an adequate percentage of their pre-retirement earnings. Research data, plus our own experience working with clients, consistently demonstrates that for those with higher incomes, the combination of Social Security and qualified retirement plan assets is less likely to adequately replace pre-retirement earnings, compared to those with lower incomes.


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