Category Archives: Sign of the Times

Perspectives on Volatility

By the OneBite Editorial Staff

Editor’s Note: 

U.S. stocks opened higher Thursday morning, amid the release of a positive U.S. GDP report and signs of recovery in the global markets. Market conditions are changing rapidly, making a disciplined, long-term investment strategy all the more imperative.

From rebound to reverse, the market has shown its volatile side this week, putting investors’ nerves and confidence to the test. After a massive rally Tuesday morning, the Dow Jones Industrial Average slid 205 points in the last half hour of trading.1 Yesterday morning, U.S. stocks notched small gains in an attempt to recover from Tuesday’s plunge and eventually rose to close about four percent higher, bringing the S&P 500 out of correction territory.2

As uncomfortable as the ride may be, the current circumstances seem to confirm what we already know: markets go up, and yes, markets go down. In times like these, we choose to remain steadfast to the tenets of our investment philosophy, keeping our eyes focused on the long term — not the headlines.

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The Cautionary Tale of Puerto Rico

By Rafia Hasan, CFP®, CFA | Senior Associate Consultant, Investment Committee

Many investors have no doubt seen the recent headlines about Puerto Rico’s inability to repay its approximately $72 billion in debt. The situation is illustrative of how our investment approach works and is a cautionary tale for bond investors chasing yield and income.

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Alternate Universes and Global Cities

By Roger Hewins | President

Many of you will recall that Bill Gross, aka The Bond King, built the world’s biggest and most successful bond management firm, PIMCO. Many of our clients use some of their bond funds; they really are an excellent organization. And we all remember the headlines last year as Bill quit on a Friday morning just before being ousted by the Board.

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Staying the Course: An Update on PIMCO

By Martha Post, CFA | Principal, Chief Investment Officer

Many people are interested in an ongoing assessment of PIMCO and PIMCO funds, given the developments within the firm over the past year and the attention it has garnered in the media. The recent Wall Street Journal article, “Pimco Total Return Fund Outpaces Most of Its Rivals,” may come as a surprise to those who have been reading PIMCO’s press.

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Donor-Advised Funds (DAFs) & Charitable Giving: What to Consider

By Sheila Handrick, CFP® | Consultant

Recently, a client contacted me and inquired about donor-advised funds (DAFs). She asked whether this type of account made sense for her situation. DAFs have grown in popularity over the past few years, but many people are unfamiliar with how they work.

I decided to use my client’s inquiry as an opportunity to expand my own understanding of these tools, and how they can help investors enhance their charitable giving.

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NASDAQ 5,000: Let’s Try This One Again

By Roger Hewins | President

We are not quite there yet, but we are getting close. The NASDAQ index, often considered a proxy for technology stocks, closed above 4,950 last week, the highest it has been since the tech bust began in March 2000. Seems like yesterday, but my goodness, that was almost 15 years ago.

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John Bussel Serves as a Featured Panelist at the 2015 JFNA Investment Institute

Click here for more information on charitable giving and philanthropy.

In what is expected to be the greatest wealth transfer in U.S. history, researchers estimate that $59 trillion will be passed down between generations over the next half-century, with $6.3 trillion gifted to charity.1 And, according to recent trends, small, family-based foundations will drive a large portion of that philanthropic giving.2

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Is Socially Responsible Investing (SRI) Right for You?

By Thuong Thien, CFP® | Consultant

The prominence of socially responsible investing (SRI), which incorporates environmental and social issues into investment analysis and decision-making, has expanded significantly over the past two years. Between 2012 and 2014, SRI assets under management (AUM) in the U.S. expanded from $3.74 trillion to $6.57 trillion, respectively, an increase of 76 percent.1

Over time, advances in research and technology have enhanced our ability to collect data on companies, broadening the scope of many SRI strategies. It is increasingly easy to reflect your values in your investments without sacrificing the underlying investment approach. These are very exciting times indeed. But before you determine whether SRI is right for you, let’s revisit a few fundamental investing principles, which are important whether you engage in SRI or not.

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Year-End Review: 2014

By Roger Hewins | President

Last Friday was January 9, 2015. Brent Crude — the price of North Sea oil and the most widely used benchmark1 for pricing oil around the world — closed below $50.2 Last June, it was worth $112. I think this qualifies as a collapse in oil prices.

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Five Important Tax Changes in 2015

By Amanda Liberatore | Marketing Copyeditor

It’s a new year, which means it’s time to reflect on past priorities and establish a plan for the months ahead — particularly from a financial perspective. To ensure you stay on track to meet your goals in 2015, there are five important law changes you need to keep in mind:

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